Money matters – and Payments are a key factor for success in building the European house. Showing double digit annual growth rates, vast money and capital flows allow domestic and cross border invoices to be settled, enable commercial, wholesale and investment banking as well as securities transactions – in short, keep the economies alive and supply food for central bank and public policy.

At the same time, current Payment systems show a high degree of fragmentation. Attempts for more harmony pose big challenges. Among others, the EPI Initiative and the PSD2 structure and strategy display possible roadmaps ahead. They demand prudent policies, high-end innovation, with state-of-the-art solutions.

The IBF International Bankers Forum takes pride in cooperating with the crucial actors in building of Future Europe, to the benefit and welfare of its citizens.

During the European Payments Conference selected speakers gave a deeper insight into their subjects and discussed the following topics:

• The European Retail Payment Market at a Crossroads

• Opportunities and Risks of Central Bank Digital Currencies

• The Road Map of the European Payments Initiative

• Request to Pay (R2P)

• Cloud Banking and AI in Payment

• Business Continuity Management: Grey Rhinos and Black Swans

• TIPS – Target Instant Payment Settlement

• The Role of Cards